Chapter 13 Bankruptcy Attorney: Keep your comforts shielded legally


Getting bankrupt is an unfortunate situation that anyone never wishes to face. In a simpler way, when a person or an organization fails to pay back the amount it has taken from the creditor, then the creditor sues a case against the debt holder legally. 

Legally the debt holder requests relief from the loan it has taken from the creditor filing a bankruptcy. 

What is chapter 13 bankruptcy and eligibility?

There are 3 different forms of bankruptcy filing as chapter 7, chapter 11, and chapter 13 bankruptcies. Seeing the debtor's financial condition, the court decides a method and mode of repayment to the creditor. 

If the debt holder is one who can repay the amount, but not in a lump sum, can file chapter 13 bankruptcy, where the court decides a proposed payment plan for the debt holder keeping all its assets and liabilities safe. But to carry out this complete process legally and more evenly, a chartered Chapter 13 Bankruptcy Attorney can help you a lot.

Do you qualify for chapter 13 bankruptcy?

Before filing Chapter 13 bankruptcy, you must know whether you complete all the eligibility criteria or not. Though choosing between chapter 7 and chapter 13, is up to you. But to file a chapter 13 you need these following eligibilities:

  • If your debt is too high, then you may not be allowed to go for this form of bankruptcy. So first analyze your debt amount.

  • To keep all your properties safe, you need to have the income, with which you can keep your mortgage safe, carry out your expenses and can pay the creditor. So, if you do not have that sufficient income, then you are not eligible.


These are the basic things you must know before filing a chapter 13 bankruptcy. But if you discuss your case thoroughly with a Chapter 13 Bankruptcy Attorney, he or she can make you aware of the ins and outs of chapter 13 bankruptcy.

Pick someone’s brain who is expert at Chapter 13 bankruptcy:

As you acquired a general overview of your entire case, now it is the work of your bankruptcy attorney to take your case to its conclusion. As bankruptcy is a critical case to handle, with the help of apt attorneys it becomes easy. Choose an experienced Chapter 13 Bankruptcy Attorney who can help you at following particulars:

  • Collecting documents relating to your income and proper pieces of evidence of being bankrupt
  • Filling up off important legal papers
  • Meeting with the creditors
  • During court hearings
  • Drafting a proposed payment plan, etc.

So if you find yourself eligible to file a chapter 13 bankruptcy then discuss your problem with our eminent and experienced Chapter 13 Bankruptcy Attorney at Karen E. Evangelista, PC.




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